6
Ghante Ka Golden Rule
UPI fraud, cyber crime, koi bhi financial fraud — pehle 6 ghante mein action loge toh paisa wapas aane ka 24% chance badhta hai. Baad mein jaoge toh almost impossible.
STEP 1 — TURANT
1930 pe call karo — transaction freeze request
STEP 2 — 30 MIN
Bank helpline — account freeze karo
STEP 3 — 2 GHANTE
cybercrime.gov.in pe online complaint darj karo
STEP 4 — 6 GHANTE
Thane mein FIR darj karwao — complaint number lo
Apni Situation Chuniye
UPI / Online Fraud
Paisa transfer ho gaya — scam hua
⏱️ 6 ghante mein karo — nahi toh paisa gaya
- 1Abhi call karo: 1930Cyber fraud helpline — apna transaction ID batao. Ye sabse pehla kaam hai.
- 2Bank ko call karoCustomer care pe bolo "fraudulent transaction freeze karo" — transaction ID + amount batao.
- 3Evidence save karoUPI transaction screenshot, SMS, WhatsApp message — sab save karo. Delete mat karo.
- 4cybercrime.gov.in pe complaintOnline complaint darj karo — acknowledgment number lo. Ye FIR se pehle hona chahiye.
- 5Thane mein FIRCyber crime FIR darj karwao — cybercrime.gov.in ka complaint number saath le jaao.
Arrest / Pakad Liya
Police ne pakda hai — kya rights hain?
🔴 Constitution ke Articles 22 ke rights yaad rakho
- 1Wajah poochho — demand karo"Mujhe kis wajah se arrest kiya?" — Ye poochh ne ka right hai. Police batane ke liye bound hai.
- 2Advocate ka rightHamesha advocate bulane ka right hai — "I want to speak to my lawyer." Ye nahi rok sakte.
- 324 ghante mein Magistrate24 ghante ke andar Magistrate ke samne pesh karna mandatory hai — zyada nahi rok sakte.
- 4Family ko bataoPolice ko family ko immediately inform karna hoga. Ye refuse nahi kar sakte.
- 5Free legal aid ka rightPaisa nahi hai toh NALSA ka number hai 15100 — free advocate milega.
- 6Sign mat karo kuch bhiBina advocate ke koi bhi paper sign mat karo. Ye apna haq hai.
Road Accident
Accident hua — kya karna chahiye?
✅ Sahi steps se compensation milta hai
- 1108 — AmbulancePehle injured ko hospital — Jeevan bachana sabse pehle. Hit & run mein bhi help karo.
- 2Evidence ikatha karoPhotos liye karo — gadi, number plate, injuries, road condition, witnesses ke numbers.
- 3FIR darj karwaoNearest thane mein — FIR copy lo. Bina FIR ke insurance claim nahi hoga.
- 4Insurance ko inform karo24 ghante mein apni insurance company ko inform karo — policy number, FIR number batao.
- 5MACT claim file karoMotor Accident Claims Tribunal — compensation ke liye. Advocate le lo. 3 saal ki deadline hai.
Ghar mein Maar-Peet / Hinsa
Domestic Violence — turant madad
🔐 Ye guide bilkul confidential hai
- 1Safe jagah jaao pehlePadosi, parent ka ghar, ya koi bhi trusted jagah. Apna phone saath lo.
- 2181 / 1091 call karoMahila helpline — Women Protection Officer bhejenge. Free aur confidential.
- 3Thane mein complaintDV Act 2005 ke tehat complaint darj hogi. Police case darj karne ke liye bound hai.
- 4Protection Order le sakte hoCourt se Protection Order milega — ghar mein rehne ka haq + financial support. Alag nahi jaana.
- 5Evidence rakhoPhotos, medical reports, witnesses — sab safe rakho. Legal case ke liye kaam aayega.
Thana FIR Nahi Likh Raha
Police mana kar rahi hai — kya karein?
📌 3 tarike hain FIR karwane ke
- 1Written complaint do thane meinLikhit complaint submit karo — SHO ko deo. Copy rakho. Date stamp lagwao.
- 2SP ko application bhejoSuperintendent of Police ko complaint bhejo — registered post se. SP order karta hai FIR ke liye.
- 3Magistrate ke paas — BNSS 175(3)BNSS 2023 Section 175(3) ke tehat Magistrate directly order kar sakta hai FIR ke liye. Court fee bhi nahi lagti.
- 4Online complaintState police portal pe online complaint darj karo — ye bhi valid hai aur thane ko forward hoti hai.
- 5Human Rights CommissionPolice atrocity ho toh State Human Rights Commission mein complaint. Last resort.
Cyber Harassment / Fake Loan App
Online threats, photo viral, app blackmail
📸 Evidence pehle save karo — delete mat karo
- 1Screenshot lo sab kuch kaThreats, messages, posts — sab screenshot. Screen record karo. Date timestamp zaroori hai.
- 2Account block/report karoPlatform pe report karo — Instagram, Facebook, WhatsApp — evidence save karne ke baad.
- 3cybercrime.gov.in complaintCyber harassment, morphed photos, fake profiles — sab report hota hai online.
- 4Fake Loan AppBlackmail kar raha hai — 1930 call karo. RBI registered app nahi hai toh straight FIR.
- 5Court injunctionPhoto/video viral ho gayi — High Court se injunction order. Turant mile sakta hai.
Aapke Constitutional Rights — Yaad Rakho
🚔 Arrest ke Waqt Rights
- Arrest ka karan jaanne ka haq (Art.22)
- 24 ghante mein Magistrate ke samne
- Advocate bulane ka haq — hamesha
- Bina karan ke 24+ ghante jail — illegal
- Mahila ki raat ko giraftaari — illegal
- Free legal aid (agar paisa nahi — 15100)
💰 Financial Fraud Rights
- 6 ghante mein 1930 — max recovery chance
- Bank liable hai RBI rules ke tehat
- Unauthorized transaction — bank refund
- UPI limit badhao — approval liya?
- Phishing mein bhi complaint hoti hai
- FIR mandatory hai ₹10L+ fraud mein
🏥 Medical Emergency Rights
- Koi bhi hospital emergency treat kare — pehle
- Paisa nahi hai — phir bhi treatment do
- Dead body paisa nahi dene pe rokna — illegal
- Accident victim — Golden Hour treatment free
- Medical negligence pe FIR + consumer forum
- PMJAY (Ayushman) mein free treatment
👩 Mahila Ke Rights
- Raat ko arrest sirf female officer kare
- DV Act — ghar mein rehne ka haq
- Maintenance ka haq — divorce ke baad bhi
- Workplace harassment — POSH Act complaint
- Dowry demand — BNS Section 85 FIR (formerly IPC 498A)
- Free legal aid — 181 call karo
🧓 Senior Citizen Rights
- Bachhe maintenance dene ke liye bound
- Maintenance and Welfare Act 2007
- SDM se maintenance order le sakte hain
- 14567 — Senior Citizen helpline
- Property transfer cancel kara sakte hain
- Fast track court mein case chalega
🌾 Kisan Rights
- PM-Kisan — ₹6000/saal, 3 installments
- PMFBY crop insurance claim — 72 ghante mein
- Mandi bhav se kum mile — complaint karo
- Zameen kabza — SDM + Civil Court
- MNREGA — 100 din ka haq, 15 din mein pay
- Natural disaster — DM ke paas aavedan